Inland transit insurance is type of cargo insurance for goods transported within the territory of Lao by road, railway, river.

1. Insurance coverage:

LVI will compensate the insured for loss or damage to insured goods caused by the following:
-    Fire or explosion;
-    Earthquake, storm, flood, hurricane, tsunami and lightning;
-    Transports are sunk, overturned, capsized, fallen down or stranded, collision or contact of conveyance with any other external object or derailment;
-    Blowing down of tree, collapse of bridge or tunnel and other structures
-    Transports are missing;

In addition, LVI also cover for expenses such as:
-    Reasonable expenses and costs incurred by the insured and his servant or agent in averting or minimizing loss of or damage to the insured goods;
-    Charges for unloading, storing and forwarding the insured goods that were properly and reasonably incurred at an intermediate place of call as a result of the operation of a risk covered by the contract of insurance;
-    Reasonable expenses incurred for surveying and ascertaining loss or damage for which LVI is to be liable; salvage charges.

2. Sum insured:

The sum insured is the actual value of the goods declared by the Insured and accepted by LVI.
Normally, the sum insured is calculated based on the value specified in sale contract or invoice plus freight.

3. Note:

-    For details, please contact hotline 1465,
-    Kindly refer insurance coverage following LVI’s Inland transit in Lao insurance wording (approved by Ministry of Finance of Lao PDR)

4. How to buy LVI's Insurance:

  - Buy via mobile application: BCEL One, U-Money, LVB DigiBank

  - Call hotline 1465 or Capital 020 23344666, Northern 030 5552205, Southern 020 98717666

  - LVI's offices and agents nationwide

  - LVI's partners: branches nationwide of  BCEL, APB, ACLEDA, LaoVietBank, IndoChinaBank