Fires, explosions and storms… are such perils which could threaten the safety of business. LVI’s Fire and Special Perils Insurance helps customers protect their property from unexpected physical loss or damage

1. The Insured:

-    The manufacturers, trading enterprises and services,

-    Individuals owning, renting or leasing the office buildings, hotels,

-    Any customer who wishes to buy insurance for their property

2. Subjects covered:

Offices/building, machinery, equipment, supplies and goods, raw materials, warehouses,

3. Coverage:

Fire and Special Risks Insurance will indemnify the Insured for losses or damages to insured property by fire, lightning, explosion or other perils as named in the insurance policy as well as damages occurred together with fire fighiting efforts.

The Insured could have a basis cover for "fire/lightning/explosion (A)" and, at their option, pick one or more perils from the list below:
1.    Explosion (B);
2.    Ircraft and other aerial devices and/or articles dropped therefrom (C);
3.    Riot, strikers, locked-out workers (D);
4.    Malicious damage (E);
5.    Earthquake or volcanic eruption, including flood or overflow of the sea occasioned thereby or subterranean fire (F);
6.    Storm and tempest (G);
7.    Storm tempests and flood (H);
8.    Escape of water from any tank, apparatus or pipes (I);
9.    Impact by any road vehicle or animal (J).

4. Note:

-    For details, please contact hotline 1465,
-    Kindly refer insurance coverage following LVI’s Fire and special perils insurance wording (approved by Ministry of Finance of Lao PDR)

4. How to buy LVI's insurance:

  - Buy via mobile application: BCEL One, U-Money, LVB DigiBank

  - Call hotline 1465 or Capital 020 23344666, Northern 030 5552205, Southern 020 98717666

  - LVI's offices and agents nationwide

  - LVI's partners: branches nationwide of  BCEL, APB, ACLEDA, LaoVietBank, IndoChinaBank